Real-time payments are at the heart of therapidly evolvingpayments ecosystem. Today, most major markets eitheralready havereal-time payment schemes in placeor indevelopmentas governments seek to unlockthe
economic benefits of more efficient payments, and thegrowth of real-time payments is accelerating across theglobe.
The numbers speakforthemselves. Overal real-time
transaction volumes around the world grew 63.2%in2022to reach anew high of 195.0B transactions and areforecasted to reach511.7B by 2027,representing a
compound annual growth rate of 21.3%. By 2027, real-timepayments are expected to accountfor 27.8% of allelectronic payments globally, upfrom 18%in 2022.
Real-time payments are thebackbone of moderneconomies. Those who have implemented real-timepayments haveprofoundly changed the way consumers,businesses and governments make and receivepaymentsand conduct their financial affairs. Governments thatfacilitate and drivereal-time adoption show thehighestgrowthrates of real-timepayments — as well as theireconomies.
ACIWondwide is pleased to presentthe fourthedition ofour Prime Time for Real-Time report, the definitive view ofreal-time payments.Inpartnership with GlobalData, weareproud toprovide criticalinsights into the factors thatcontinue to drive adoption of real-timepaymentsin52countries and the significant benefits thatreal-timepayments bring toglobaleconomies.
New real-time payment players are leading the chargePrevious installments of ACI’s annual Prime Time for
Real-Time reporttracked theprolferation of real-timepayments around the world by measuring transactionvolumes across key global markets.Last year, the reportexplored the economic impact of real-time payments,revealing for the first time how real-time payments boosteconomic growth, prosperity and financialinclusion.As real-time payments enter anew phase of growth in
2023, we’re taking a closer look at consumeradoptionin
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